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Getting Back on Track to Pay Off Student Loans

Posted on May 10, 2021May 10, 2021 by DeAndreaAshanelle

This is a transparency post.

I have strayed away from my money goals recently and it has been a struggle to get back on track. In March and April, I was just swiping my credit card left and right.

I just finally paid off the credit card balance I racked up. My balance had gotten into the 1,000s. It was crazy. Luckily, I paid the balance in full before interest was assessed. However, I could not put money in my savings account and had to use it to pay my credit card balance. I am not proud of that. It will never happen again.

I choose to get back on my A-game. I need to come with a plan to tackle my student loans. My first step is figuring out how I got off track to begin with.

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Spring-Time Fine with New Sephora Purchases

Posted on April 25, 2021May 10, 2021 by DeAndreaAshanelle

Press Waffle Co. Brunch at Legacy Hall — Press Waffle Co. at Legacy

Yesterday, my friend and I graced Sephora with our presence and our money lol. We started the day with brunch at Press Waffle Co. in Legacy Hall. The food was delicious. I got the Southern Belle Waffle which I 10/10 recommend.

Then, we took a detour to Sephora to get some products.

Now that spring and summertime are approaching, I am committing myself to get out of the house more and enjoy the vibes. I am so happy that the vaccines are out. Once I get vaccinated, I will feel more comfortable going out. It is crazy to think that we have been stuck in the house for a year. I hear the roof-top bars calling me all spring and summer long.

This season I want to spend more energy up-leveling my look, so I purchased some makeup and skin-care products to enhance my look. I have always admired women who can effortlessly slay their makeup. One day, I am going to get to that level, so I am going to start now.

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Pick Yourself and Try Again

Posted on February 28, 2021June 27, 2021 by DeAndreaAshanelle

Notice: I wrote this article a year or so ago, but I still think it is worth sharing. Around this time, I had just started to get back on my feet after getting my full-time job after a season of uncertainty. Let’s take a jump into November-December 2019.

Okay, first off let me start by saying I apologize for going MIA. I have just been overwhelmed by the number of changes that I have occurred in my life since August 2019. Most of them really good except for the fact I damaged my big toe (it no longer bends anymore and got a cyst on my shoulder (which is so ugly to look at), I am trying not to stress over it. I will be honest those two things are making me really sad. However, there has been some good news.

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Creating Monthly Financial Milestones Will Keep You Motivated

Posted on February 23, 2021February 9, 2022 by DeAndreaAshanelle

In April 2020, I started creating monthly financial goals to accompany my budget to help me stay motivated. There is something about being able to cross out the goals that you have achieved at the end of the month.

The reason creating these goals can be super beneficial is because it gives you something to strive for. When you create a budget, it is easy for that information to become just numbers on a page. By creating these goals you can accomplish by sticking to your budget it switches something in your brain and makes your budget more meaningful and tangible.

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