On The Road To Being Debt-Free By 25 years old: April 2020 Monthly Budget

I have decided to start a finance series to document my debt-free journey. I was inspired to start this series because we do not talk about finances enough. It is such a taboo topic but it shouldn’t be. Money is an important resource that allows us wonderful opportunities. Having honest conversations surrounding finances can help us to make smarter decisions and build wealth. As part of this financial series, I have decided to share my monthly budget and an update of how spending compares to that initial budget.

Continue reading “On The Road To Being Debt-Free By 25 years old: April 2020 Monthly Budget”

Adjusting My Financial Plan to Weather the Effect of COVID-19

COVID-19 came out of nowhere and just disrupted our way of life. In some way or another it has impacted everyone’s lives. For most of us, the financial impact is what we can feel the most. I am blessed to say that I still have employment at my full-time job but I was furloughed from my part-time job. Millions and millions of Americans have lost their job due to this pandemic.

The coronavirus has had a substantial impact on our economy so because of this I am restructuring my finances to weather the storm of COVID-19. These are the steps I am taking:

Continue reading “Adjusting My Financial Plan to Weather the Effect of COVID-19”

What Can I Learn From Dave Ramsey’s Total Money Makeover: Chapter one?

Hey you all. I am actively getting my finances in order so I can be debt-free and begin building wealth. I have saved about $1,500 in my emergency savings account and now I am working on ridding myself of debt starting with paying off my car. Currently, I am reading Dave Ramsey’s Total Money Makeover and I have decided to journal daily my key takeaways and information that I find interesting.

I have tasked myself with reading this book in two weeks. This will ensure that I take my time to really understand and comprehend the information that he shares and explains. My goal is to learn tips that I can actually put into practice along my financial journey.

Continue reading “What Can I Learn From Dave Ramsey’s Total Money Makeover: Chapter one?”

Quick and Easy Breakfast Ideas for a First Time Cooker

Cooking meals for myself has been a learning curve, but a girl has to do what a girl has to do. Over the past year, I have learned some quick and easy breakfast ideas to add to my arsenal. They are literally the easiest things to make. Some of them you can get pre-made and some of them you make completely from scratch. I promise they will make your belly happy and start your day on the right foot. On the plus side, none of these meals take more than twenty to thirty minutes because waking up an hour earlier to cook breakfast in the morning is a NO.

Read More